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  • Save Thousands on Your Mortgage

    Thursday, February 25, 2021   /   by Sam Gerardi

    Save Thousands on Your Mortgage

    The Ten Commandments of Buying a Home

    • Thou shalt not change jobs, become self-employed or quit your job.

    • Thou shalt not buy a car, truck or van (or you may be living in it!).

    • Thou shalt not use credit cards excessively or let current accounts fall behind.

    • Thou shalt not spend money you have set aside for closing.

    • Thou shalt not omit debts or liabilities from your loan application.

    • Thou shalt not buy furniture on credit.

    • Thou shalt not originate any inquiries into your credit.

    • Thou shalt not make large deposits without checking with your loan officer.

    • Thou shalt not change bank accounts.

    • Thou shalt not co-sign a loan for anyone.